Bank Account Verification [Penny-Drop]

Verify a bank account by dropping a penny into the beneficiary account.


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Entity Table
Response Entity
Key Type Description Example
utr string UTR ID of the verification 210219578183
account_exists boolean Indicates if the account exists or not. Possible values: true or false true
amount_deposited num Indicates the amount deposited. Possible values: 1 - Only if the penny drop was successful or 0 - Indicates that the account is already verified by our source and that this is a cached response. 1
message string Returns message to know if the account was verified successfully or not. Bank Account details verified successfully
name_at_bank string Name of the account holder John Doe

Collapsible Test Entity Table
Test Cases

Test Environment: https://test-api.sandbox.co.in

Run in Postman Response Remarks
Test request 200 Success response
Test request 200 Invalid account number or IFSC provided
Test request 200 Given account is an NRE account
Test request 200 Account is blocked
Test request 200 IFSC is invalid
Test request 200 Source bank declined
Test request 200 Beneficiary bank offline
Test request 200 NPCI Unavailable
Test request 200 IMPS Mode fail
Test request 200 Failed at beneficiary bank
Test request 422 Invalid IFSC pattern
Test request 422 Please provide a valid bank account
Test request 422 Invalid IFSC provided
Test request 422 Invalid bank account number or IFSC provided
Test request 500 Failed at bank
Test request 500 Transaction Failed
Test request 500 IMPS is not supported on the Beneficiary account

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