Bank Account Verification [Penny-Drop]

API to verify bank account using the penny-drop (INR 1) mechanism.


Important Links

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Testing Data

Account numberIFSCResponseRemarks
40100123456781SBIN0021745200Success response
40100123456784SBIN0021745200Invalid account number or ifsc provided
40100123456785SBIN0021745200Given account is an NRE account
40100123456786SBIN0021745200Account is blocked
40100123456787SBIN0000002200IFSC is invalid
40100123456788SBIN0021746200Source bank declined
40100123456789SBIN0021745200Beneficiary bank offline
40100123456790SBIN0021745200NPCI Unavailable
40100123456791SBIN0021745200IMPS Mode fail
40100123456792SBIN0021745200Failed at beneficiary bank
40100123456793SBIN0021745403Access denied
40100123456794SBIN0021745403Not a valid token
40100123456795SBIN0021745403Insufficient credits
40100123456796SX01745422Invalid IFSC pattern
40100123456798SBIN0021745422Please provide a valid bank account
40100123456800SBIN0000003422Invalid IFSC provided
40100123456801SBIN0000004422Invalid bank account number or ifsc provided
40100123456802SBIN0021745500Internal Server Error
40100123456803SBIN0021745500Failed at bank
40100123456804SBIN0021745500Transaction failed
40100123456805SBIN0021745500IMPS not supported on Beneficiary account
40100123456806SBIN0021745503Source Unavailable

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Please note that Banks details other than the ones mentioned will result in an Invalid response when testing in Test Environment.

IFSC Pattern Validation

TypeRegular Expression
IFSC^[A-Za-z]{4})([0]{1})([a-zA-Z0-9]{6}$

Environments


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