Bank Account Verification [Penny-Less](Unavailable)
Verify bank accounts through a penny-less verification. Businesses can verify bank accounts in a cost-effective way using Sandbox APIs.
Overview
The API takes in ifsc
and account_number
to verify the bank account.
Problem
- Bank account verification is important for businesses as part of their KYC process.
- Relying on customers to provide accurate bank account details.
- For a smooth onboarding journey, you want to verify bank accounts without dropping a penny (INR 1).
- However, they have no reliable way to verify a bank account.
Solution
- This API verifies Bank Account details through a penny-less mechanism.
- Incorporate this API into your user onboarding journey for seamless financial KYC.
Endpoint
HTTP Method | Resource |
---|---|
GET | /bank/:ifsc/accounts/:account_number/penniless-verify?name={{name}}&mobile={{mobile}} |
Select Banks are Accepted
The API can be used for Selected Number of Banks. You can use the IFSC Validation API to check if the account falls under these banks.
Request
Follow the below guidelines to pass IFSC and account number for a penny-less verification
Path Parameters
Param | Type | Description | Example |
---|---|---|---|
ifsc | string | 11-digit alpha-numeric code used to identify the bank branches | SBIN0021745 |
account_number | string | Bank account number. Max length: 40 characters. | 026291800001191 |
Query Parameters
Param | Type | Description | Example |
---|---|---|---|
name | string | Name of the Account holder. | John Doe |
mobile | string | Mobile number of the account holder. | 9999999999 |
Sample CURL request
curl --location --request GET 'https://api.sandbox.co.in/bank/HDFC0000001/accounts/12345678912/verify?name=JOHN%20DOE&mobile=9999999999' \
--header 'Authorization: eyJhbGciOiJIUzUxMiJ9.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.nH23CR5RHGQ0U19I_vq3vyJ_85A1a2iEMQij5QHgJQdDuS9x7FmTidsr1CQabSFF5ujE40SFxHv1gJM20TauUw' \
--header 'x-api-key: key_live_Ade**************************Uxs' \
--header 'x-api-version: 1.0.0'
Test Environment Available
Response
Param | Type | Description | Example |
---|---|---|---|
account_exists | boolean | Indicates if the account exists or not. Possible values:true or false | true |
name_at_bank | string | Name of the account holder | John Doe |
Response Caching
Response caching is not available for this API. Learn more about our response caching mechanism here
Wallet Charges
Since Bank Account Verification (penny-less) is a Paid API, a wallet charge of INR 0.75 + GST per API call will be applicable.
Versioning
This API is currently in major version 1.0. Refer to our versioning policies here
Select Banks
Banks Acceptable | IFSC Code first 4 digit |
---|---|
Kotak Mahindra | KKBK |
Axis bank | UTIB |
SURYODAY SMALL FINANCE BANK LIMITED | SURY |
SBI Bank | SBIN |
IDBI BANK | IBKL |
YES BANK | YESB |
CORPORATION BANK | CORP |
ALLAHABAD BANK | ALLA |
PAYTM PAYMENTS BANK LTD | PYTM |
CITI BANK | CITI |
DEVELOPMENT BANK OF SINGAPORE | DBSS |
INDIA POST PAYMENT BANK | IPOS |
ANDHRA BANK | ANDB |
INDUSIND BANK | INDB |
BANK OF MAHARASHTRA | MAHB |
FEDERAL BANK | FDRL |
NSDL Payments Bank | NSPB |
Jana Small Finance Bank | JSFB |
Union Bank | UBIN |
Canara Bank | CNRB |
Indian Bank | IDIB |
South Indian Bank | SIBL |
Standard Chartered Bank | SCBL |
Karnataka Bank | KARB |
UCO Bank | UCBA |
TJSB Bank | TJSB |
Cosmos Cooperative Bank | COSB |
RAJKOT NAGARIK SAHAKARI BANK LTD | RNSB |
Bank of Baroda | BARB |
Bank of India | BKID |
Saraswat Co-operative Bank | SRCB |
Punjab and Sind Bank | PSIB |
Tamilnad Mercantile Bank LTD | TMBL |
City union Bank | CIUB |
CATHOLIC SYRIAN BANK LTD | CSBK |
AU Small Finance Bank | AUBL |
The Shamrao vithal Co-operative Bank | SVCB |
Abhyudaya Co-op Bank | ABHY |
Dhanalaxmi Bank | DLXB |
The Ratnakar Bank Limited | RATN |
THE JAMMU AND KASHMIR BANK LTD | JAKA |
Janta Sahakari Bank | JSBP |
PRAGATHI KRISHNA GRAMIN BANK | PKGB |
THE KALUPUR COMMERCIAL CO. OP. BANK LTD. | KCCB |
PARSIK JANATA SAHAKARI BANK LTD | PJSB |
Equitas Small Finance Bank | ESFB |
DEOGIRI NAGARI SAHAKARI BANK LTD. | DEOB |
Updated 5 months ago