Introduction

Payment APIs can be used to make Payin and Payout on your virtual bank account.

Available Payment APIs

1. Generate QR String creates a string that can be encoded into a QR code to fund the virtual bank account.
2. Request UPI Payment sends a payment collection request to the given UPI ID.
3. Payout API enables the transfer of funds out of the virtual bank account.

Funding using UPI

1. Scan the QR Code and Pay

Steps

1. Send POST request on Generate QR String endpoint.
2. Record the transaction id in the response and encode the received QR string into a QR code.
3. Flash The QR code to the payer and wait for the payer to pay.
4. After Sandbox receives money in the payer's virtual bank account, it will send a postback to your server, with transaction details.

2. Using UPI Payment Collection Request

Steps

1. Send a POST request on Request UPI Payment with the Payer's UPI ID.
2. Wait for the payer to accept the UPI collection request on his PSP.
3. After Sandbox receives money in the payer's virtual bank account, it will send a postback to your server, with transaction details.

Funding Using Net Banking

Steps

1. Fetch Virtual Bank Account details using Fetch Virtual Bank Account API.
2. The customer uses these details which include the Account number and IFSC code, to make NEFT/IMPS/RTGS payments to transfer funds to a Virtual Payment Address.
3. Wait for the payer to make a payment.
4. After Sandbox receives money in the payer's virtual bank account, it will send a postback to your server, with transaction details.

Entities

Payment

Payee

Payer

Payment Details

Bank Account

The various properties are explained below: