> ## Documentation Index > Fetch the complete documentation index at: https://developer.sandbox.co.in/llms.txt > Use this file to discover all available pages before exploring further. # Penny-Less > Verify a bank account without dropping a penny into the beneficiary account. [List of Supported Banks](https://developer.sandbox.co.in/api-reference/kyc/annexures/master_data#supported-bank-for-bank-account-verification-\[pennyless]) for PennyLess Bank Account Verification ## OpenAPI ````yaml api-reference/kyc/openapi.json GET /bank/{ifsc}/accounts/{account_number}/penniless-verify openapi: 3.1.0 info: title: in-co-sandbox-kyc description: '' version: 1.0.0 servers: - url: https://test-api.sandbox.co.in description: test - url: https://api.sandbox.co.in description: prod security: [] tags: - name: kyc - name: digilocker-sdk - name: digilocker - name: aadhaar - name: bank - name: pan - name: mca - name: entitylocker - name: entitylocker-sdk paths: /bank/{ifsc}/accounts/{account_number}/penniless-verify: get: tags: - kyc - bank summary: Bank Account Verification [Penny-Less] operationId: verifyBankUsingPennyLess parameters: - name: ifsc in: path description: 11-digit alpha-numeric code used to identify the bank branches required: true example: SBIN0021745 schema: type: string pattern: ^[A-Za-z]{4}[a-zA-Z0-9]{7}$ - name: account_number in: path description: 'Bank account number. Max length: 40 characters' required: true example: '60100123456781' schema: type: string - name: name in: query description: 'Name. Max length: 100 characters' required: false example: '' schema: type: string - name: mobile in: query description: 'Mobile. Length: 10 digits' required: false example: '' schema: type: string - name: Authorization in: header description: >- JWT access token. For token-generation steps, refer to the [Quickstart Guide](https://developer.sandbox.co.in/guides/get-started/quickstart). required: true example: '{{access_token}}' schema: type: string - name: x-accept-cache in: header description: |- Controls cache behavior for the request: true — Return cached response if available false — Bypass cache and fetch fresh data from origin Default: If omitted, returns fresh data from origin required: false example: 'true' schema: type: boolean - name: x-api-key in: header description: API key used to identify and authenticate the client. required: true example: '{{api_key}}' schema: type: string - name: x-api-version in: header description: Specifies the API version for the request. required: false example: 1.0.0 schema: type: string responses: '200': description: '' content: application/json: schema: type: object properties: code: type: integer timestamp: type: integer transaction_id: type: string data: type: object properties: '@entity': type: string const: >- @in.co.sandbox.bank.account.penny_less_verification_response account_exists: type: boolean name_at_bank: type: string required: - '@entity' - account_exists - name_at_bank required: - code - timestamp - transaction_id - data examples: 200 - Success: summary: 200 - Success value: code: 200 timestamp: 1000000000000 transaction_id: 3fd57890-2b90-4b41-ab10-1ffeaef85fb3 data: '@entity': >- @in.co.sandbox.bank.account.penny_less_verification_response account_exists: true name_at_bank: JOHN DOE 200 - Success Business: summary: 200 - Success Business value: code: 200 timestamp: 1000000000000 transaction_id: 744fb880-f2c8-4500-b782-40bdcfa16876 data: '@entity': >- @in.co.sandbox.bank.account.penny_less_verification_response account_exists: true name_at_bank: JAKE INCORPORATED 200 - Invalid Account or IFSC: summary: 200 - Invalid Account or IFSC value: code: 200 timestamp: 1000000000000 transaction_id: 82499e2e-3846-4a5f-848d-a2f79fda73e8 data: '@entity': >- @in.co.sandbox.bank.account.penny_less_verification_response message: Invalid account number or ifsc provided account_exists: false 200 - Beneficiary Bank Offline: summary: 200 - Beneficiary Bank Offline value: code: 200 timestamp: 1000000000000 transaction_id: a9f811e7-2341-43b5-aa2f-ee77c373b606 data: '@entity': >- @in.co.sandbox.bank.account.penny_less_verification_response message: Beneficiary bank offline 200 - Account Blocked: summary: 200 - Account Blocked value: code: 200 timestamp: 1000000000000 transaction_id: 4e666e3e-dd0c-440a-935e-d2cef89c6fd3 data: '@entity': >- @in.co.sandbox.bank.account.penny_less_verification_response message: Account is blocked account_exists: true headers: {} '422': description: '' content: application/json: schema: type: object properties: code: type: integer timestamp: type: integer transaction_id: type: string message: type: string required: - code - timestamp - transaction_id - message examples: 422 - Invalid IFSC pattern: summary: 422 - Invalid IFSC pattern value: code: 422 timestamp: 1000000000000 transaction_id: 630fe70b-ef99-418f-9d63-928b60213814 message: Invalid IFSC pattern headers: {} '503': description: '' content: application/json: schema: type: object properties: code: type: integer timestamp: type: integer transaction_id: type: string message: type: string required: - code - timestamp - transaction_id - message examples: 503 - Source Unavailable: summary: 503 - Source Unavailable value: code: 503 timestamp: 1000000000000 transaction_id: 6739777f-6e7a-4091-8165-f9c2d5b0e992 message: Source Unavailable headers: {} deprecated: false security: [] ````